Trivia: In the 1830s Isaac Graham established one of the first American communities west of the Rocky Mountains, Roaring Camp in the Santa Cruz mountains. He was a fur trapper and nephew to Daniel Boone. He was said to have created the first highway in the west; it is now known as Graham Hill Road!
Real Estate: The median home price of a single family home in Santa Cruz County fell in June to $761,000 (the high this year was $784,500 in May). This is probably a reflection of fewer high-end homes selling.
Sales Corner: Two of the most important words in business are “Thank you”. Think of someone to thank for something and call them or send them a handwritten note today.
Hot Tips: Check out our JUMBO 30 year fixed rates!
• Competitive rates for your “A” borrowers (680+, housing history, reserves)
• Owner occupied and second home loans up to $2 million
• Consider a prepayment penalty to improve rates even more
About Me
- Santa Cruz Home Finance
- Committed to your needs www.SantaCruzHomeFinance.com The initial core group of Santa Cruz Home Finance offers Santa Cruz County a complete array of home financing mortgage options. Your Local Mortgage Banker Santa Cruz Home Finance wears two hats; one, as a mortgage banker and, two, as a mortgage broker. As a mortgage banker, we are able to directly provide home financing which means that we underwrite and approve loans, originate loan documents and write the funding checks - all from our offices on Seabright Avenue. As a result, loans are approved quicker, documents are prepared promptly and escrows close faster. As a mortgage broker, we represent dozens of investors, nationwide, and consequently we are able to provide financing for those hard-to-place transactions and we are able to do so at competitive interest rates. This combination of mortgage banking and mortgage brokering provides our clients with the best possible of all situations. More about Mary Ann Kirch at www.linkedin.com/in/maryannkirch
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